The Insurance industry has paid out close to Eighty-Five billion, yes BILLION over the last couple of years. Fact is, you may have heard several well known carriers are now non-renewing thousands of policies.
The current property insurance market environment is for lack of better words, depressed!
We submit to the theory that these record losses are not only due to the rise of inclement weather, there is more property exposure in densely populated areas.
Since property coverage is not as desired with insurers, having your homeowners policy with the same carrier as your auto will decrease the likelihood of non-renewal.